God Returns the Soul Each Dawn Like a Pledged Garment

Midrash Tanchuma Buber, Mishpatim 9:1

(Exodus 22:25) "If you indeed take your neighbor's garment in pledge, you shall restore it to him before the sun goes down." The Holy One, blessed be He, said: How much you owe Me! You sin before Me, yet I am patient with you. Your soul ascends to Me every single evening and renders judgment and account, and it is liable; yet I return it to you, though you are in debt. So you too, even though he is in debt, "before the sun goes down you shall restore it to him." "For that is his only covering, etc.; and it shall come to pass, when he cries to Me, etc." (Exodus 22:26). Why? Because he lodges a complaint before Me and says: I am a person and he is a person. He lies upon his bed, but I have nothing upon which to lie. "And I will hear, for I am gracious" (Exodus 22:26). The Holy One, blessed be He, said: In this world, an individual would cry out to Me, and I would hearken to him; but in the world to come you will cry out to Me, and immediately I will answer you. The prophet said: "He will surely be gracious to you at the sound of your cry; when He hears it, He will answer you" (Isaiah 30:19).

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