"If you lend money to My people" (Exodus 22:24). This is what Scripture says: "He who has not put out his money at interest" (Psalms 15:5). Come and see: anyone who has wealth and gives charity to the poor and does not lend at interest, it is reckoned for him as though he had fulfilled all the commandments, as it is said, "He who does these things shall never be moved" (Psalms 15:5). And who was this? This was Obadiah, who was a wealthy steward of Ahab, as it is said, "And Ahab called Obadiah, who was over the household; now Obadiah feared the LORD greatly" (1 Kings 18:3). And he sustained the prophets from his own property throughout that famine, and he borrowed at interest from Jehoram son of Ahab. Obadiah fulfilled, "He who has not put out his money at interest." But Jehoram, who lent at interest, the Holy One, blessed be He, said: He is still alive until now; let Jehu come and kill him, as it is said, "He has given out at interest and taken increase; shall he then live? He shall not live" (Ezekiel 18:13). And it is written, "And Jehu drew his bow with his full strength and struck Jehoram between his arms, and the arrow went out at his heart, and he sank down in his chariot" (2 Kings 9:24), because he had pressed him hard and stretched out his arms to take the interest, to fulfill what Ezekiel said, "He has given out at interest and taken increase; he shall not live." And in Jerusalem too there were people who lent at interest, as it is said, "Your silver has become dross" (Isaiah 1:22). And what was done to them? "Rejected silver they are called, for the LORD has rejected them" (Jeremiah 6:30); therefore "your silver has become dross." And it is written, "They shall cast their silver into the streets, and their gold shall be as an unclean thing" (Ezekiel 7:19). Why? Because they transgressed the Torah, as it is said, "You shall not give him your money at interest" (Leviticus 25:37). When Solomon built the Temple, he stood in prayer and said: Master of the universe, if a person prays for wealth in this House, and You know that he will be ruined by his wealth, do not give it to him; but if You see that the wealth is good for him, give it to him, as it is said, "Then render to each whose heart You know according to all his ways, for You alone know the hearts of all the children of men" (2 Chronicles 6:30). For in this world the wicked are rich and they dwell in tranquility, because the Holy One, blessed be He, pays them in this world for the few good deeds in their hand, as it is said, "And He repays those who hate Him to their face" (Deuteronomy 7:10). And it is written, "When the wicked spring up like grass" (Psalms 92:8). But in the time to come, the Holy One, blessed be He, opens His storehouses to the righteous, His servants, in the Garden of Eden. And the wicked who consumed interest gnaw their own flesh with their teeth and grieve, as it is said, "The fool folds his hands and eats his own flesh" (Ecclesiastes 4:5). And he says: Would that we had been laborers and carried loads on our shoulders, as it is said, "Better is a handful with quietness than two handfuls with toil" (Ecclesiastes 4:6). And the poor are the people of the Holy One, blessed be He, as it is said, "For the LORD has comforted His people and will have compassion on His afflicted ones" (Isaiah 49:13). The way of the Holy One, blessed be He, is not like the way of flesh and blood. In the way of flesh and blood, a rich man who has poor relatives hates them and does not acknowledge them, as it is said, "All the brothers of a poor man hate him; how much more do his friends keep far from him" (Proverbs 19:7). But the Holy One, blessed be He, with all His wealth and honor, shelters and has compassion on the poor, as it is said, "For the LORD has founded Zion, and in her the afflicted of His people take refuge" (Isaiah 14:32). "You lend to My people." David said before the Holy One, blessed be He: Master of the universe, "May he be enthroned in God's presence forever" (Psalms 61:8); set Your world in order with equality, the rich and the poor. He said to him: If so, "Appoint mercy and truth, that they may preserve him" (Psalms 61:8); if all were rich or all were poor, who would be able to do kindness? "You shall not be to him as a creditor" (Exodus 22:24). If you have lent to him, do not press him. Do not look upon his field and vineyard, or his house, and say to him: Take a hundred thousand from me and do business and sign over to me your field and your vineyard and your house; and tomorrow he loses, and you take his vineyard. From here you learn that anyone who lends at interest does not fear the Holy One, blessed be He, as it is said, "Take no interest from him" (Leviticus 25:36). Do not lay interest upon him. Our Rabbis taught: These transgress a negative commandment: the lender, the borrower, the guarantor, the witnesses, and the scribe. Therefore all of them are flogged. And from where do we know that the borrower is flogged? As it is written, "You shall not exact interest from your brother" (Deuteronomy 23:20). To what is interest comparable? To one whom a snake bit; he did not feel it, to say who bit him, and he did not know until it swelled up upon him. So too interest: he does not feel it until it swells up upon him. "If you take your neighbor's garment in pledge" (Exodus 22:25). The Holy One, blessed be He, says to him: If he owes you, you too owe Me, as it is said, "When they sin against You, for there is no man who does not sin" (1 Kings 8:46).
Who Shall Never Be Moved
Midrash Tanchuma, Mishpatim 9
אִם כֶּסֶף תַּלְוֶה אֶת עַמִּי. זֶה שֶׁאָמַר הַכָּתוּב: כַּסְפּוֹ לֹא נָתַן בְּנֶשֶׁךְ. (תהלים טו, ה). בֹּא וּרְאֵה, כָּל מִי שֶׁיֵּשׁ לוֹ עֹשֶׁר וְנוֹתֵן צְדָקָה לַעֲנִיִּים וְאֵינוֹ מַלְוֶה בְּרִבִּית, מַעֲלִין עָלָיו כְּאִלּוּ קִיֵּם אֶת כָּל הַמִּצְוֹת, שֶׁנֶּאֱמַר: עֹשֵׂה אֵלֶּה לֹא יִמּוֹט לְעוֹלָם (תהלים טו, ה). וּמִי הָיָה זֶה? זֶה עוֹבַדְיָה שֶׁהָיָה עָשִׁיר אֶפִּטְרוֹפּוֹס שֶׁל אַחְאָב, שֶׁנֶּאֱמַר: וַיִּקְרָא אַחְאָב אֶל עֹבַדְיָהוּ אֲשֶׁר עַל הַבָּיִת וְעֹבַדְיָהוּ הָיָה יָרֵא אֶת ה' (מלכים א יח, ג). וְהָיָה מְפַרְנֵס אֶת הַנְּבִיאִים מִנְּכָסָיו כָּל אוֹתוֹ הָרָעָב, וְלָוָה בְּרִבִּית מִיהוֹרָם בֶּן אַחְאָב. עֹבַדְיָהוּ קִיֵּם, כַּסְפּוֹ לֹא נָתַן בְּנֶשֶׁךְ. וִיהוֹרָם שֶׁנָּתַן בְּרִבִּית, אָמַר הַקָּדוֹשׁ בָּרוּךְ הוּא, עַד עַכְשָׁיו הוּא חַי, יָבוֹא יֵהוּא וְיַהַרְגֶנּוּ, שֶׁנֶּאֱמַר: בַּנֶּשֶׁךְ נָתַן וְתַרְבִּית לָקַח וָחָי לֹא יִחְיֶה (יחזקאל יח, יג). וּכְתִיב: וְיֵהוּא מִלֵּא יָדוֹ בַקֶּשֶׁת וַיַּךְ אֶת יְהוֹרָם בֵּין זְרֹעָיו וַיֵּצֵא הַחֵצִי מִלִּבּוֹ וַיִּכְרַע בְּרִכְבּוֹ (מלכים ב ט, כד), עַל שֶׁהִקְשָׁה בּוֹ וּפָשַׁט אֶת זְרוֹעָיו לִטֹּל אֶת הָרִבִּית, לְקַיֵּם מַה שֶּׁאָמַר יְחֶזְקֵאל, בַּנֶּשֶׁךְ נָתַן וְתַרְבִּית לָקַח וָחָי לֹא יִחְיֶה. וְאַף בִּירוּשָׁלַיִם הָיוּ בָּהּ אֲנָשִׁים מַלְוִין בְּרִבִּית, שֶׁנֶּאֱמַר: כַּסְפֵּךְ הָיָה לְסִיגִים (ישעיה א, כב). וּמַה נַּעֲשֶׂה לָהֶם? כֶּסֶף נִמְאָס קָרְאוּ לָהֶם כִּי מָאַס ה' בָּהֶם (ירמיה ו, ל), לְפִיכָךְ כַּסְפֵּךְ הָיָה לְסִיגִים. וּכְתִיב: כַּסְפָּם וּזְהָבָם בַּחוּצוֹת יַשְׁלִיכוּ (יחזקאל ז, יט). לָמָּה, עַל שֶׁעָבְרוּ עַל הַתּוֹרָה, שֶׁנֶּאֱמַר: אֶת כַּסְפְּךָ לֹא תִּתֵּן לוֹ בְּנֶשֶׁךְ. (ויקרא כה, לז). כְּשֶׁבָּנָה שְׁלֹמֹה בֵּית הַמִּקְדָּשׁ, עָמַד בִּתְפִלָּה וְאָמַר: רִבּוֹן הָעוֹלָם, אִם יִתְפַּלֵּל אָדָם עַל הַמָּמוֹן בַּבַּיִת הַזֶּה, וְאַתָּה יוֹדֵעַ שֶׁמַּשְׁחִית בְּמָמוֹנוֹ, אַל תִּתֵּן לוֹ. וְאִם תִּרְאֶה שֶׁהָעֹשֶׁר טוֹב לוֹ, תֵּן לוֹ, שֶׁנֶּאֱמַר: וְנָתַתָּה לָאִישׁ כְּכָל דְּרָכָיו אֲשֶׁר תֵּדַע אֶת לְבָבוֹ כִּי אַתָה לְבַדְּךָ יָדַעְתָּ אֶת לְבַב בְּנֵי הָאָדָם. (דה״ב ו, ל). לְפִי שֶׁבָּעוֹלָם הַזֶּה, הָרְשָׁעִים עֲשִׂירִים וְהֵם נְתוּנִים בְּשַׁלְוָה, שֶׁהַקָּדוֹשׁ בָּרוּךְ הוּא מְשַׁלֵּם לָהֶם מְשַׁלֵּם לָהֶם מִעוּט מַעֲשִׂים טוֹבִים שֶׁבְּיָדָם בָּעוֹלָם הַזֶּה, שֶׁנֶּאֱמַר: וּמְשַׁלֵּם לְשׂנְאָיו אֶל פָּנָיו (דברים ז, י). וּכְתִיב: בִּפְרֹחַ רְשָׁעִים כְּמוֹ עֵשֶׂב (תהלים צב, ח). אֲבָל לֶעָתִיד לָבֹא, הַקָּדוֹשׁ בָּרוּךְ הוּא פּוֹתֵחַ אוֹצְרוֹתָיו לַצַּדִּיקִים עֲבָדָיו בְּגַן עֵדֶן. וְהָרְשָׁעִים שֶׁאָכְלוּ אֶת הָרִבִּית, נוֹשְׁכִין בְּשִׁנֵּיהֶם אֶת בְּשָׂרָם וְתוֹהִין, שֶׁנֶּאֱמַר: הַכְּסִיל חֹבֵק אֶת יָדָיו וְאֹכֵל אֶת בְּשָׂרוֹ (קהלת ד, ה). וְאוֹמֵר הַלְוַאי הָיִינוּ פּוֹעֲלִין וְטוֹעֲנִין עַל כְּתֵפֵנוּ, שֶׁנֶּאֱמַר: טוֹב מְלֹא כַף נָחַת מִמְּלֹא חָפְנַיִם עָמָל (קהלת ד, ו). וְהָעֲנִיִּים, עַמּוֹ שֶׁל הַקָּדוֹשׁ בָּרוּךְ הוּא, שֶׁנֶּאֱמַר: כִּי נִחַם ה' עַמּוֹ וַעֲנִיָּיו יְרַחֵם (ישעיה מט, יג). מִדַּת הַקָּדוֹשׁ בָּרוּךְ הוּא לֹא כְּמִדַּת בָּשָׂר וָדָם. מִדַּת בָּשָׂר וָדָם, עָשִׁיר שֶׁיֵּשׁ לוֹ עֲנִיִּים קְרוֹבִים, שׂוֹנְאָן וְאֵינוֹ מוֹדֶה בָּהֶן, שֶׁנֶּאֱמַר: כָּל אֲחֵי רָשׁ שְׂנֵאֻהוּ אַף כִּי מְרֵעֵהוּ רָחֲקוּ מִמֶּנּוּ (משלי יט, ז). וְהַקָּדוֹשׁ בָּרוּךְ הוּא, כָּל הָעֹשֶׁר וְהַכָּבוֹד שֶׁלּוֹ, מְחוֹפֵף וּמְרַחֵם עַל הָעֲנִיִּים, שֶׁנֶּאֱמַר: כִּי ה' יִסַּד צִיּוֹן וּבָהּ יֶחֱסוּ עֲנִיֵּי עַמּוֹ (ישעיה יד, לב). תַּלְוֶה אֶת עַמִּי, אָמַר דָּוִד לִפְנֵי הַקָּדוֹשׁ בָּרוּךְ הוּא, רִבּוֹן הָעוֹלָם, יֵשֵׁב עוֹלָם לִפְנֵי אֱלֹהִים (תהלים סא, ח). תְּיַשֵּׁב עוֹלָמְךָ בְּשָׁוֶה, הָעֲשִׁירִים וְהָעֲנִיִּים. אָמַר לוֹ: אִם כֵּן, חֶסֶד וֶאֱמֶת מַן יִנְצְרֻהוּ (תהלים סא, ח). אִם יִהְיוּ כֻּלָּם עֲשִׁירִים אוֹ עֲנִיִּים, מִי יוּכַל לַעֲשׂוֹת חָסֶד. לֹא תִהְיֶה לוֹ כְּנשֶׁה. אִם הִשְׁאַלְתָּ אוֹתוֹ, לֹא תִדְחָקֶנּוּ. לֹא תִרְאֶה לוֹ שָׂדֶה וְכֶרֶם אוֹ בַיִת וְתֹאמַר לוֹ טֹל מִמֶּנִּי עֲשֶׂרֶת רִבּוֹא וְתַעֲשֶׂה פְּרַקְמַטְיָא וּכְתֹב לִי שָׂדְךָ וְעַל כַּרְמְךָ וְעַל בֵּיתְךָ, וּלְמָחָר הוּא מַפְסִיד וְתִטֹּל אֶת כַּרְמוֹ. מִכָּאן אַתְּ לָמֵד, שֶׁכָּל מִי שֶׁמַּלְוֶה בְּרִבִית, אֵינוֹ יָרֵא מִן הַקָּדוֹשׁ בָּרוּךְ הוּא, שֶׁנֶּאֱמַר: אַל תִּקַּח מֵאִתּוֹ נֶשֶׁךְ, (ויקרא כה, לו). לֹא תָשִׂים עָלָיו נֶשֶׁךְ. שָׁנוּ רַבּוֹתֵינוּ: אֵלּוּ עוֹבְרִין בְּלֹא תַעֲשֶׂה, הַמַּלְוֶה וְהַלֹּוֶה וְהֶעָרֵב וְהָעֵדִים וְהַסּוֹפֵר. לְפִיכָךְ כֻּלָּן לוֹקִין. וּמִנַּיִן שֶׁהַלֹּוֶה לוֹקֶה. דִּכְתִיב: לֹא תַשִּׁיךְ לְאָחִיךָ (דברים כג, כ). לְמָה רִבִּית דּוֹמָה? לְמִי שֶׁנְּשָׁכוֹ נָחָשׁ, לֹא הִרְגִּישׁ לוֹמַר מִי נְשָׁכוֹ וְלֹא יָדַע עַד שֶׁנִּתְבַּטְבֵּט עָלָיו. כָּךְ הָרִבִּית, אֵינוֹ מַרְגִּישׁ עַד שֶׁהִיא מִתְבַּטְבֶּטֶת עָלָיו. אִם חָבֹל תַּחְבֹּל (שמות כב, כו). אוֹמֵר לוֹ הַקָּדוֹשׁ בָּרוּךְ הוּא: אִם הוּא חַיָּב לְךָ, אַף אַתָּה חַיָּב לִי, שֶׁנֶּאֱמַר: כִּי יֶחֶטְאוּ לָךְ כִּי אֵין אָדָם אֲשֶׁר לֹא יֶחֱטָא (מלכים א ח, מו).